New You could claim an average of £1 per finance agreement

Get your money back from mis-sold car finance

You may have paid too much on your car finance — and you could be owed compensation

Start your claim

Mis-sold car finance claims has featured in

Why you may be owed money

You may be eligible for a car finance claim if, between April 2007 and November 2024:

  • You were charged a higher interest rate than you should have been
  • The dealer or broker earned undisclosed commission on your contract
  • The terms of your finance agreement weren't explained clearly
  • Your lender didn't offer all available options

At Sandsford Law, we help everyday people reclaim what's rightfully theirs in a simple, friendly way. Whether your agreement was mis-sold years ago or recently, we'll take care of your claim

What are car finance claims?

Car finance claims help you get refunded money you shouldn't have paid if your car finance deal was unfair, unclear or mis-sold

Many lenders used undisclosed commissions or pushed higher interest rates on Personal Contract Purchase (PCP) or Hire Purchase (HP) agreements — meaning you paid more than you should have without knowing why

Thanks to recent legal changes and a proposed FCA compensation scheme, millions of consumers could be entitled to refunds

Check your claims

How our claims process works

Check your eligibility

Enter a few details and we'll check whether you might be owed money

We review your agreement

Our legal team looks at your finance agreements and spots potential mis-selling

We put the claim in motion

We deal with lenders and negotiate on your behalf — you don't need to lift a finger

Compensation paid

If your claim is successful, you get paid what you're owed

Note You only pay us if your claim succeeds — fair and simple

Start your claim

Why choose Sandsford Law

We're regulated by the Solicitors Regulation Authority and approach every claim with care, transparency and clear communication

With Sandsford Law, you'll get

  • Legal support you can trust
  • Friendly guidance — no confusing legal language
  • Straightforward process — we handle the heavy lifting
  • Consumer-first support — you're always in control

SRA Registration: 8008114

Enough of the boring stuff ...

Are you ready to check your finance claims?

Let us take the stress out of reclaiming what's rightfully yours. Quick eligibility check — it takes just minutes

Start your claim

Frequently asked questions

Do I need a solicitor?

No — you can complain directly to your lender or the Financial Ombudsman for free. But having regulated legal support can simplify the journey and improve your chance of success

How much could I get back?

Compensation varies, but industry estimates suggest the average claim could be around £1 per finance agreement — and sometimes more

Is it time-limited?

Some deadlines apply, and early action gives you the best chance of a swift resolution

What types of finance are covered?

PCP, HP and similar retail car finance agreements are typically included

Supporting consumer claims beyond car finance

Sandsford Law also helps with other everyday legal claims, including:

More money back in your pocket
with legal support that feels straightforward and fair